In today’s rapidly evolving business landscape, effectively managing a successful company involves navigating a range of risks. Irao’s Corporate Insurance offers a comprehensive, multi-layered protection system designed to safeguard your business against almost any potential threat. 

Our mission is to ensure that every company can operate with stability and confidence, free from unexpected financial surprises. That’s why our corporate insurance packages are tailored to meet the specific needs of different industries and business types. 

Suppose you’d like to understand how corporate insurance works, the conditions that apply, and the benefits you can expect from various types of coverage. In that case, this guide will provide you with a clear overview of Irao’s corporate offerings.

Caring for Employees — The Core of a Successful Business Strategy

Employees are the most valuable asset of any company, and prioritizing their health and well-being is essential. Irao’s Corporate Health Insurance is designed to help businesses provide their employees with comprehensive, high-quality medical coverage.

Eligibility begins with a minimum of five employees, and each package includes both essential and specialized healthcare services, such as:

• Family doctor consultations 
• Emergency medical assistance 
• Preventive examinations 
• Cardiac surgery, oncology, and hospitalization (both planned and emergency) 
• Dental services and maternity care  

Each insured employee is assigned a personal medical manager—a dedicated specialist who helps coordinate appointments, manage emergencies, and provide guidance throughout the healthcare process.

Implementing corporate health insurance not only strengthens a company’s social responsibility but also boosts employee loyalty and positively impacts the overall work environment.

Property Insurance — A Complete Safety Mechanism for Your Business

Commercial property plays a crucial role in any business operation, whether it involves an office, warehouse, production facility, or retail space. Ensuring your property is a vital and sensible step, as incidents such as fire, flooding, theft, or natural disasters can lead to significant financial losses.

Irao’s Property Insurance protects both immovable assets (like buildings, office spaces, and warehouses) and movable assets, including equipment, inventory, machinery, computers, communication systems, and stock. This comprehensive coverage ensures that your business can continue operating even after an unexpected event.

The policy covers risks such as vandalism, explosions, glass breakage, and vehicle collisions. Additionally, you have the option to add coverage for business interruption losses and third-party liability, which compensates for damages to others’ life, health, or property that occur within the insured premises.

Fleet Insurance — Ensuring Operational Stability

For companies that depend on transportation for their daily operations, Corporate Fleet Insurance is crucial. Accidents, theft, vandalism, and weather-related damage can disrupt logistics and operations. Irao’s tailored insurance helps minimize these risks. 

This insurance coverage applies to both company-owned vehicles and those used by employees for business purposes. It protects against accidents, vandalism, natural disasters, fires, explosions, and loss or damage to individual vehicle parts and accessories. Additionally, optional third-party liability insurance covers expenses if another driver, passenger, or third-party property is affected in an incident.

A significant advantage of choosing Irao is their 24/7 assistance service, which includes towing, tire replacement, on-site fuel delivery, and emergency support in Tbilisi and surrounding areas, offering round-the-clock peace of mind.

Mandatory Insurance & Additional Corporate Services

Certain industries are legally required to carry specific types of insurance, especially those related to public safety. For instance, owners of public venues—such as shopping malls, cinemas, entertainment centers, or concert halls—must have third-party liability coverage. This coverage protects visitors against accidents that may occur due to explosions, fires, or structural failures. 

In addition to mandatory coverage, Irao’s corporate packages provide several specialized services that are crucial for business continuity:

– Accident Insurance: This insurance covers costs related to employee injuries, disabilities, or deaths that occur during work activities. It is particularly important in sectors such as logistics, construction, and manufacturing. 

– Cargo Insurance: This is essential for companies involved in domestic or international shipping (by land, air, or sea) as it covers loss or damage to goods while in transit.

– Bank Guarantees: These guarantees enable businesses to participate in government tenders and procurement by demonstrating financial stability. 

Together, these services establish a robust, flexible, and multi-functional insurance framework suitable for both startups and large corporations. Irao’s business insurance is more than just financial compensation; it is a support system designed to help you effectively manage crises.

How to Choose the Right Corporate Insurance Package

The right insurance solution depends on the specific nature of your business and the risks it faces. Whether you manage a small business or a large industrial corporation, key factors such as your business activities, property type, number of employees, vehicle fleet size, and logistics network will determine which coverage options should take priority.

Successful decision-making involves identifying real risks, balancing the scope of coverage with your budget, and viewing insurance not merely as an expense, but as a strategic investment in your company’s stability. This philosophy guides Irao’s approach, offering a wide range of customizable packages tailored to businesses of all sizes and sectors. 

The best outcomes arise when companies work closely with Irao’s insurance consultants to clearly define their needs. Based on this information, a personalized corporate insurance plan can be developed—one that aligns with your daily operations and provides long-term protection. 

This is how a standard insurance policy transforms into a multi-functional, flexible, and practical system, offering comfort, operational stability, and long-term security for your business.

If You’re Ready to Protect Your Business — You’re in the Right Place

If you’re reading this, you’re probably considering ways to secure your company’s future. Business insurance is one of the smartest steps you can take toward that goal.

With years of experience working with businesses across various sectors, Irao’s team is ready to help you select the ideal insurance package that aligns with your company’s unique needs and objectives.

Contact us today, and together we will create a comprehensive protection plan for your business.