The Key to Safe Travel: Why is Travel Insurance Essential?
We usually start planning travel, especially abroad, long before departure. We search for hotels or apartments to stay in, make daily plans and write down what we should see and when. Even in plans filled with anticipation and positivity, unexpected incidents can always appear. For example, on the very first day we might spill the hot coffee on ourselves in a cafe and burns could ruin our entire trip.
However, in such times the problem is not only health issues and disruption of written plans. Creating similar problems abroad is also an additional financial expense. Moreover, in many countries medical services require much larger budgets than Georgian consumers are accustomed to.
Travel insurance exists precisely so that you can be protected and calm in such situations. Travel insurance can cover various types of expenses – starting from medical services and ending with compensation for lost items. Having insurance is particularly important when you are abroad, where you might not know local laws or the medical system. Besides, many countries have this matter regulated – for example, you cannot enter the European Union territory as a tourist without travel insurance – they check the relevant documents right at the border.
This is exactly why well-planned travel is not just booking hotels and tickets. Protection is as important as choosing the destination. Travel insurance is an integral part of this process, so that travel becomes a pleasure and not a chain of problems.
Travel Insurance – Price and Various Services
Obviously, when purchasing any service, everyone is primarily interested in the cost. The price of travel insurance is determined by various factors. First of all, it depends on the duration of travel – the longer the visit lasts, the higher the policy value. Apart from this, the price of insurance in different companies may vary according to direction – in some countries, where medical services are particularly expensive, the price of insurance may accordingly increase. The age of the insured person also matters, which might additionally determine the final cost.
For example, in our country one of the most reliable insurance companies with many years of experience, “Irao,” offers several types of policies to travelers of different categories, which are compiled according to their needs.
Single-Use travel insurance – designed for short-term travel. The consumer determines the insurance validity period themselves and receives coverage that includes basic expenses during unforeseen circumstances.
A long-term “multi-time policy” is designed for those who have to travel abroad several times a year. This policy provides a fixed number of insured days over 6 months or 1 year, which simplifies travel planning and is more financially favorable.
“Traveler” – unlimited days insurance – if you travel abroad with frequent but short visits (each visit should not exceed 15 days), this package allows you to purchase insurance in advance and use unlimited travel days throughout the year.
Domestic/Local tour insurance is a policy created for travel within Georgia, which provides financial protection during various unforeseen circumstances.
Besides this, “Irao” additionally offers both luggage insurance and Covid-19 insurance. This means that in case of luggage loss you will receive compensation, while in case of Covid infection, medical expenses will be covered by the company.
Travel insurance is important for any trip, because it provides financial protection and your peace of mind during unforeseen circumstances. The packages offered by “Irao” give consumers the opportunity to choose the insurance option that best suits their needs.
How to Choose the Best Travel Insurance
Choosing travel insurance depends on many details. First of all, coverage conditions are important – some policies only cover medical expenses, while others additionally include, for example, luggage loss. When considering travel insurance – price and services included in the policy are equally important for the traveler.
First of all, special attention should be paid to the country you are traveling to. In some countries, for example, the USA and Canada, medical services are particularly expensive, which means that insurance should be able to cover these expenses and, accordingly, you should purchase a policy with higher coverage. Also, the duration of travel is important – if you are only planning a one-time trip, a short-term policy will be sufficient, while for those who travel abroad several times a year, a long-term policy is more convenient and economical.
Along with studying insurance conditions, it is necessary to think about the company’s reliability. How easy is it to use insurance during a real problem? How long does it take to issue compensation? Customer experience and the company’s reputation speak volumes about this. Price is often attractive, but it’s important what volume of coverage the policy provides. Insurance should not just be a formality – it should really create a sense of protection and ensure peace of mind during travel.
How to Purchase Travel Insurance Online?
In modern life, access to services should be organized so that consumers don’t have to go through excessive bureaucratic processes. This is exactly why travel insurance online is often more convenient to purchase than visiting the office.
Insurance company “Irao” offers consumers services tailored specifically to them. Purchasing insurance on the website irao.ge is possible with several simple steps. It’s enough to fill in the necessary information, cover the payment and the policy automatically activates during the specified periods, while simultaneously being sent to the consumer’s email.
In certain cases, purchasing insurance is also possible at the company’s office. Besides this, “Irao” offers a remote sales service, within which the consumer can contact the company and prepare the document remotely in agreement with the manager.
“Irao’s” travel insurance also includes assistance service, which allows the insured to easily receive help when needed. While abroad, it’s possible to use “Geoassistance’s” Georgian-language service through various communication channels. Calling a standard number from abroad might be problematic, so WhatsApp and Viber are available, as well as email and chat on the company’s website.
Why Travelling Without Insurance is Not Worth It
When travelling, avoiding unexpected situations is often impossible, but dealing with them is completely possible. Receiving medical help in a foreign country is associated with financial and organizational difficulties. In some countries, medical services are so expensive that even a simple case becomes a serious expense without insurance.
Correctly chosen travel insurance ensures that unforeseen problems don’t affect your travel plans. The price of insurance depends on many factors – including direction, the insured person’s age, travel duration and additional services. As a rule, purchasing a policy is possible online – for example, in the case of company “Irao.”
Travel should be associated with pleasure, not stress. Traveling without insurance can always be a risk that simply is not worth taking.