Accident insurance
In the event that a company employee sustains an industrial injury, experiences health complications, or tragically loses their life while carrying out job duties on company premises, we will provide compensation to cover the expenses resulting from this unexpected incident.
What does the insurance cover?
The insurance applies only to the employee of the insured company and covers the damage caused to the employee:
- While performing work duties on the territory of the organization or outside of it;
- When traveling using transport allocated for work purposes.
What accidents does the insurance cover?
Insurance covers cases when the insured has:
- Suffered a health injury;
- Limited working capacity;
- Died or was declared missing.
Reimbursement amount and limit
| Degree of capacity limitation | Fixed limit / and/or amount of salary / % of salary limit |
|---|---|
| Limitation of working capacity - mild (light injury due to an accident with loss of working capacity for no more than 3 days) | 35% |
| Limitation of working capacity - moderately pronounced (injury due to an accident with loss of working capacity from 3 to 40 days) | 50% |
| Limitation of capacity - significantly expressed (development of temporary incapacity due to an accident for more than 40 calendar days) | 75% |
| Limitation of capacity - severe (development of permanent incapacity due to an accident or severe health damage) | 85% |
| The affected person is assigned the category "person with disability" | 100% |